Why You (and NBA Players) Need a Financial Plan
In recent weeks, we’ve witnessed an obscene amount of money being dealt to NBA free agents. Dwyane Wade signed a 2-year contract with the Chicago Bulls worth $47.5 million. Not to be outdone, Kevin...
View ArticleWhy Are Federal Long Term Care Insurance Premiums Rising?
Last week we met with a long-time client who retired from the federal government. Prior to retiring, she had the foresight to purchase the long term care insurance offered through the federal...
View Article3 Tips to Help Make Sense of Your Personal Finances
For many people making sense of personal finances is equivalent to reading a foreign language. Earning a paycheck and paying bills on time are pretty straightforward and understandable, but all that...
View ArticleSuitability vs. Fiduciary Standards…It Matters!
If you are anything like us, you are always busy — right? We tend to make time for what is most important to us but never seem to be able to achieve everything we want to accomplish. I’m sure there are...
View ArticleHaving A Financial Plan So You Don’t Worry
Every day you carry out a series of plans: what you’ll eat, outline solutions at work, even review safety plans. You may have even practiced long term planning for trips, and personal goals such as...
View ArticleDoes Your Prospective Financial Advisor Have a Mug Shot?
As a Certified Financial Planner™ fee-only practitioner I have seen a disturbing trend recently of clients and prospects seeking my assistance with their concerns regarding various financial products...
View ArticleA Reliable Financial Advisor Fills Multiple Roles
You know how to change the oil in your car. You can mow your own grass and fix a leaky faucet. Sure parenting had a few curveballs, but you figured that out as well. You’ve lived most of your life with...
View ArticleWhat’s a Fiduciary and Why Does It Matter?
There’s been a lot of media coverage lately re: The Department of Labor’s (DOL’s) soon-to-be new rules for financial advisors to act as fiduciaries for clients, especially when dealing with specific...
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How To Get Unstuck Financially
The road to Hell is paved with good intentions. So goes the familiar proverb, thought to have originated with Saint Bernard of Clairvaux, a 12th Century French monk. The primary meaning is aimed at our...
View ArticleHow to Choose the Right Financial Advisor
You’ve decided working with a financial advisor might benefit your financial future and your company 401(k), but now it’s time to choose the right financial advisor. Some advisors offer more...
View ArticleTake Advantage of YOUR 401(k) Options
Your employer has new 401(k) options available. In addition to new Self-Directed Expanded Investment options, you also have the ability to discuss your financial goals with a financial professional....
View Article5 Steps to Take Before Buying a Home
Home ownership is not for everyone, but – for those who feel like it’s the right time to buy that certain house – there’s a few things you need to know to make sure you’re making the right decision...
View ArticleFind a Financial Advisor with The Tools to Tailor
Choosing a credible financial advisor begins with checking credentials. Not all who hold themselves out as financial advisors are accredited, meaning a third party hasn’t deemed that advisor competent...
View ArticleBetter Save for Retirement with The Whole Picture
When it comes to financial planning, especially for retirement, many people only see what they have saved and fail to plan and set goals based upon what they will likely need. When you can’t see the...
View ArticleWhat You Need To Know About Pension Options
If you are retiring or leaving your current employer for whatever reason (laid off, quit, etc.) and you have a pension, you may have the option of either taking a lump sum payout or taking a monthly...
View ArticleDoes the Wells Fargo Scandal Impact Your Financial Advisor?
If you rob a bank you go to jail. If the bank robs you, a few executives forfeit some stock options and bonus money. It is a travesty of justice, but senior bank management has the political clout to...
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How is Free Financial Advice Unsuitable?
We’re lucky to live in the information era. Anything we want to know is at our fingertips via the internet, television programs, and even podcasts and radio shows. Which is why you don’t need a...
View ArticleThree Traits of Good Investors
There’s a lot to consider when it comes to retirement investing. Some worries that may arise include how much to save, how often, what to include in a portfolio, and will it all be enough when it’s...
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What’s An Inverted Yield Curve and Its Investments Affect?
If you’ve been watching financial news lately, you may have heard discussion about the Federal Reserve (Fed) raising interest rates. Some analysts fear the rise in interest rates may invert the yield...
View Article3 Things Federal Employees Need to Know About Their VCP
While there has been a lot of political proposals and promises in the news during this 2016 election year, there is one potential budget change proposed by President Barack Obama for 2017 that may have...
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